Open Banking
Give the people the lending products they deserve
Wednesday 01 May 2024
We sat down with Suzanne Homewood, Managing Director, Decisioning Division, Moneyhub at FTT Lending 3.0 to get her view on some of the challenges faced by borrowers. As she notes, people don’t buy products, they buy stuff that enables them to do what they want to do in their lives. We are surrounded by highly
- Published in Blog, FTT Lending
The beauty of the Fintech Talents Festival, with David Palmer, Vodafone
Monday 30 October 2023
- Published in Blog, Community & Events, FinTECHTalents, Innovation, Video
What’s trending in lending? – SME finance
Tuesday 28 February 2023
FTT Lending 3.0 is upon us! Ahead of the biggest lending show in the UK, we’re taking a closer look at a key theme for the sector: SME Finance. With a record number of small to medium businesses uncertain about getting a loan, how are today’s lenders and fintechs innovating to serve these underserved companies?
- Published in AI/Machine Learning, Blog, Content, Fintech, FTT Lending, Innovation
For SMEs it’s all about the data, data, data when it comes to funding
Tuesday 14 February 2023
Raffaela Kestel, Senior Product Director at Validis, speaks the barriers that SMEs face in securing funding. It’s a big issue – 100,000 SMEs to the tune of £4 billion of funding are being rejected by lenders. Getting SMEs what they need when they need it is central to their mission. Validis extract data, normalize it
- Published in Blog, Community & Events, FinTECHTalents, Interviews
Navigating the Cost of Living crisis as a Lender – FTT Chats Lending 3.0 Series
Tuesday 14 February 2023
Gerald Chappell, CEO & Co-Founder at Abound joins us in the latest edition of our FTT Chats series. Over the last few weeks, we’ve been catching up with key players in the lending ecosystem to discuss the the trends, drivers and challenges facing the sector at large. In this episode, we’re delving into data-driven consumer
- Published in FTT Lending, Innovation, Interviews, Partnership
Addressing the SME funding gap
Tuesday 07 February 2023
It’s no secret that small and medium-sized enterprises (SMEs) face intense challenges trying to gain access to funding. According to a Bank of England report, one in four small firms that apply to banks for loans are rejected, leading to an estimated £22 billion funding gap for UK SMEs. When it comes to lending, no
- Published in Blog, FTT Lending
Open finance, open data, open identity
Tuesday 28 June 2022
Open finance, open data, open identity. The idea that consumers should be able to access, manage and trace their personal information without delay, is gaining traction. At Future Identity North America, we were joined by a panel of experts actively working to standardise and advance open banking across the region. If implemented effectively open banking
- Published in Community & Events, Content, Fintech, Innovation, Interviews, Opinion, Partnership, Video
Narrowing Asia’s financial inclusion gap with embedded finance
Tuesday 28 June 2022
Navigating a prosperous path beyond the COVID pandemic is a key goal of countries across the world. Yet, if a successful economic plan is to be implemented, financial inclusion needs to play a central role in the strategy. While a great deal of progress has been made towards including underbanked people in the mainstream financial
- Published in Blog, Community & Events, Content, Embedded Finance, Innovation
Can direct debits survive in the digital world?
Tuesday 15 March 2022
A very interesting guest post from our friends at Tribe Payments on the future of direct debit payments and what may replace them. Are Faster Payments and VRPs the killer combination? Direct debits (BACs) and CHAPS payments have long served a useful purpose, largely due to their high transaction limit. But this dynamic changed with
- Published in Content, Embedded Finance, FTT Lending
5 ways to improve the mortgage process
Tuesday 25 January 2022
Consumer preference around communication and experience has shifted to digital across many sectors, including mortgage lending. Certain technologies will be crucial to keeping financial service providers relevant to the next generation of borrowers. An analysis by Which? showed an average of 60 UK bank branches were closed every month in 2021. Banks say this has