Loans, funding and credit offer much needed liquidity to businesses and personal accounts. These injections of capital also create debt, which can often mushroom to unhealthy levels – especially for those most vulnerable to exploitation or desperation. Does that mean that lending and financial health will always be at odds? Is it possible to balance cheap access to

The 2020 global pandemic has thrown a wrench into how many of us work, live and build businesses. What role do lenders play in economic revival?  Leading voices in the business lending space gathered at FTT Lending 3.0 to discuss and shed light on how the industry has responded to the global pandemic, the realities of the

Christopher Kneen, SVP, Sales & Operations EMEA at Provenir, joins us for our ongoing series – FTT Chats – where we sit down with the great and the good of FinTech to discuss innovation, new entrants and emerging technologies. In this chat, Christopher discusses personalisation and tailored customer experiences and how lenders identify and integrate with new

Tomer Guriel, CEO at ezbob, joins us for our ongoing series – FTT Chats – where we sit down with the great and the good of FinTech to discuss innovation, new entrants and emerging technologies. In this chat, Tomer discusses the new relationships being formed by banks and SMEs, creating an Amazon or Netflix experience for customers

Home Sweet Home, Home is where the Heart is, an Englishmen’s Home is his Castle – there are many an age-old phrase to convey the warmth, stability and protection that comes from owning your own home. Home is the soft light at the end of a cold dark day. Home is the place your children

Many aspects of our personal life – accessing higher education, taking control of our personal finances, purchasing high-priced household items – has a ‘financial product’ at its heart. That ‘financial product’ usually falls in the lending camp. Fixed loans, credit cards, bridging loans, student loans – all these products will be part of the outgoings

Disruption, stress tests, market shocks – none of these words and phrases are unfamiliar to those who work in financial services. However, reading an academic paper from a leading business school or listening to a buzzy keynote address is very different from living through the events that underpin these words. The 2020 global pandemic, caused

Ian Johnson, MD (Europe), Marqeta joins us for our ongoing series – FTT Chats – where we sit down with the great and the good of FinTech to discuss innovation, new entrants, and emerging technologies. In this chat Ian discusses the role of Digital Builders as the catalyst for the API economy, embedded finance, and Open Banking.

A bank is a regulated entity that takes deposits and offers loans. It was the lucrative nature of the latter part of a bank’s remit that allowed financial institutions to offer the former to consumers at a relatively low cost. But that was the old world – a world of balancing cheque books, inconvenient branch