To most people, Starbucks is a cafe that serves coffee, food and snacks. But this global coffee firm can also be viewed as one of the world’s largest neobanks. Thanks to the “Starbucks is a bank” vision of Starbucks CEO Howard Schultz, millions of Starbucks customers who are members of the rewards programme are essentially

We recently hosted FTT Embedded Finance & Super Apps, a live event exploring the technologies, innovations and trends re-defining the future of how financial services are crafted and distributed. A huge community of leading innovative retailers, manufacturers, financial institutions, insurers, telcos, fintechs and tech providers came together, offering a unique diversity of viewpoints on embedded

Our community of innovators and industry practitioners, including retailers, manufacturers, financial institutions, insurers, telcos, embedders and tech providers, recently gathered at FTT Embedded Finance & Super Apps. We delved into the technologies, innovations and trends that are re-defining the future of how financial services are devised and distributed.   During the event, Lisa Moyle, Co-Founder and

Changing Banks’ Approach to Financial Wellness Fintechs are finally having their moment in the sun. Last year, venture capital firms showered fintechs with record-breaking funding – a 169% increase since 2020 according to CB Insights’ 2021 State of Venture Report – and that’s just the tip of the iceberg. Researchers predict funding will surge beyond

What is embedded finance and why you should care? In just a few years, embedded finance has transformed from a hyped-up buzzword to a concept that is fundamentally changing how businesses and consumers engage with financial services. The best way to understand embedded finance is as a way to seamlessly integrate financial services with a

According to the FCA’s Financial Lives 2020 survey, 53% of the UK’s population surveyed responded as not having insurance products. This difference between the volume of insurance that is economically beneficial for society and the volume of coverage that is actually purchased, is defined as the protection gap. The impact of this protection gap translates

Regulation will be critical to the success of open finance. On 15th November last year, we joined Gavin Littlejohn, Chair of Fdata Global, Laura Douglas, Senior Associate at Clifford Chance and moderator, Douglas MacKenzie, Host & Deputy Director of Fintech Finance on the FTT Open Finance Stage at the Fintech Talents Festival. The panel explored

Already in widespread use in China and other nations, super apps are yet to reach mainstream appeal across the West. While individual smart phone apps are extraordinarily popular, few of these applications offer more than a few core services to users. In China, WeChat is the definitive super app, with users being able to do