The Future of Lending with Jack Smith, CEO of Love Finance In our latest interview in our FTT Chats series, we had the opportunity to speak with Jack Smith, Chief Executive of Love Finance, a leading business loan provider in the UK. Jack shared the mission behind Love Finance: to make the business loan process

Michael Fisher, Chief Product Officer from Mutual Vision sat down with us at the Fintech Talents Festival to discuss the digital journeys of mutual sector organisations. Mutual in name and nature, Mutual Vision provides core banking plus digital products (eg online savings and lending platforms) to the UKs small and medium-sized Building Societies, as well

Innovation has been the hallmark of the banking industry in recent years. From the rise of challenger banks that offer high-levels of customer experience to the growth of banking-as-a-service and advanced forms of customer authentication such as biometrics; there seems to be no stopping the wave of innovative products, solutions and services on offer in

Embedded finance: Where should digital platforms look next to help small business owners? Digital platforms have changed the way entrepreneurs think about starting a business. The shift over the last decade from brick-and-mortar to online, and from online to marketplaces and platforms, has made it increasingly easier for small business owners to get started and

The door to financial inclusion remains closed: Could Digital ID be the key?  Despite decades of financial inclusion efforts, barriers preventing access to financial services continue to exist across the globe. One such critical barrier, is the lack of an official, foundational form of identification.  An estimated one billion people worldwide remain unable to prove their identity, while millions

This summer, we experienced first-hand a demonstration of what inclusion in the sports world looks like through the Tokyo Olympics 2021. The global event introduced new sports like skateboarding to the masses, and reintroduced events like softball and karate into the list of competitions. Given its massive platform, the Olympics draws awareness of these lesser-known

Know-your-customer (KYC) checks have long been associated with high levels of customer friction. Traditionally, these assessments were largely carried out by financial institutions, conducting due diligence to safeguard against financial crime. Creating a seamless customer journey was not a priority in the design of legacy identity proofing systems.  Until recently, customers looking to open up a bank account would expect to take paper-based documents into

Building Societies have dominated the top of Which?’s list of financial institutions for environmentally conscious savers, which was released during the past week. The not-for-profit consumer research group found that 28% of members said they care about the values of the companies they invested their savings in. However, more than 69% of Which?’s members said

Digital lending has been one of the key areas of focus in the digitalisation efforts of financial service providers during recent years, with Covid 19 accelerating it further and at an unprecedented pace. It is estimated that the digital lending platform market will account for $15.3 billion by 2026, up from $3.5 billion in 2018.[1]

The business of FinTech has always been about building, digitally. Emerging technology such as cloud, expanded API toolkits and as well as new and exciting ways to use and analyse data have empowered a new generation of agile, innovative startups. Incumbent banks fuelled by a desire to offer a more progressive product offering to their