Digital
Technology fit for a mutual
Tuesday 17 January 2023
Michael Fisher, Chief Product Officer from Mutual Vision sat down with us at the Fintech Talents Festival to discuss the digital journeys of mutual sector organisations. Mutual in name and nature, Mutual Vision provides core banking plus digital products (eg online savings and lending platforms) to the UKs small and medium-sized Building Societies, as well
- Published in Interviews, Video
The Digitisation of Mortgages
Tuesday 01 November 2022
Innovation has been the hallmark of the banking industry in recent years. From the rise of challenger banks that offer high-levels of customer experience to the growth of banking-as-a-service and advanced forms of customer authentication such as biometrics; there seems to be no stopping the wave of innovative products, solutions and services on offer in
- Published in Blog
Embedded finance: Where should digital platforms look next to help small business owners?
Tuesday 22 March 2022
Embedded finance: Where should digital platforms look next to help small business owners? Digital platforms have changed the way entrepreneurs think about starting a business. The shift over the last decade from brick-and-mortar to online, and from online to marketplaces and platforms, has made it increasingly easier for small business owners to get started and
- Published in Content, Embedded Finance
The door to financial inclusion remains closed: Could Digital ID be the key?
Tuesday 31 August 2021
The door to financial inclusion remains closed: Could Digital ID be the key? Despite decades of financial inclusion efforts, barriers preventing access to financial services continue to exist across the globe. One such critical barrier, is the lack of an official, foundational form of identification. An estimated one billion people worldwide remain unable to prove their identity, while millions
- Published in Community & Events, Diversity and Inclusion, Fintech, Identity
Driving Financial Inclusion with Embedded Finance
Tuesday 24 August 2021
This summer, we experienced first-hand a demonstration of what inclusion in the sports world looks like through the Tokyo Olympics 2021. The global event introduced new sports like skateboarding to the masses, and reintroduced events like softball and karate into the list of competitions. Given its massive platform, the Olympics draws awareness of these lesser-known
- Published in Diversity and Inclusion, Embedded Finance, Payments
Navigating the new normal with digital identity proofing
Monday 23 August 2021
Know-your-customer (KYC) checks have long been associated with high levels of customer friction. Traditionally, these assessments were largely carried out by financial institutions, conducting due diligence to safeguard against financial crime. Creating a seamless customer journey was not a priority in the design of legacy identity proofing systems. Until recently, customers looking to open up a bank account would expect to take paper-based documents into
- Published in Identity, Innovation, Regulation, Security
Ethical savers can bank on building societies
Monday 23 August 2021
Building Societies have dominated the top of Which?’s list of financial institutions for environmentally conscious savers, which was released during the past week. The not-for-profit consumer research group found that 28% of members said they care about the values of the companies they invested their savings in. However, more than 69% of Which?’s members said
- Published in Community & Events, Content
Building a digital lending system – methods, learnings and insights
Tuesday 17 August 2021
Digital lending has been one of the key areas of focus in the digitalisation efforts of financial service providers during recent years, with Covid 19 accelerating it further and at an unprecedented pace. It is estimated that the digital lending platform market will account for $15.3 billion by 2026, up from $3.5 billion in 2018.[1]
- Published in Community & Events, Content, Embedded Finance, Innovation, Opinion, Payments, Security
Learning lessons from orangutans – the dawn of the digital builder
Tuesday 23 March 2021
The business of FinTech has always been about building, digitally. Emerging technology such as cloud, expanded API toolkits and as well as new and exciting ways to use and analyse data have empowered a new generation of agile, innovative startups. Incumbent banks fuelled by a desire to offer a more progressive product offering to their
- Published in Content, Featured, Fintech, FinTECHTalents, Innovation, Opinion
The Great Acceleration
Tuesday 26 January 2021
Digital by default and at short notice has been a hallmark of the recent pandemic. For financial institutions across North America, Covid 19 and the mitigation measures adopted did not discriminate between institutions. Whether a small credit union or a large international financial services provider, the need to shift to digital channels and ways of
- Published in Community & Events, Content, Featured, Fintech, Innovation, Start-ups