Raffaela Kestel, Senior Product Director at Validis, speaks the barriers that SMEs face in securing funding. It’s a big issue – 100,000 SMEs to the tune of £4 billion of funding are being rejected by lenders. Getting SMEs what they need when they need it is central to their mission. Validis extract data, normalize it

Few innovations have made as big an impact as open banking has across the financial ecosystem in recent years. Thanks to the use of open application programming interfaces (APIs), a comprehensive framework that enables third-party developers to build applications has been created. A range of consumer banking details can be shared, with consent, to unlock

Consumer preference around communication and experience has shifted to digital across many sectors, including mortgage lending. Certain technologies will be crucial to keeping financial service providers relevant to the next generation of borrowers. An analysis by Which? showed an average of 60 UK bank branches were closed every month in 2021. Banks say this has

To better prepare for the future, forward-leaning banks are capitalizing on their greatest asset – customer data – to better understand their customers and deliver personalized experiences. As the biggest banks move rapidly to deliver personalized experience, 83% of super regional and regional banks are also using third-party vendor solutions in order to deliver delightful

Introducing a brand new podcast from our friend and partner Transunion: Data, Strategies and Trust. Listen now to our first episode discussing fraud trends within FinTech. Digitisation, the fundamental pillar of FinTech, has become more critical to businesses since the start of COVID-19. This can be seen in the rise of demand for online finance

Digital lending has been one of the key areas of focus in the digitalisation efforts of financial service providers during recent years, with Covid 19 accelerating it further and at an unprecedented pace. It is estimated that the digital lending platform market will account for $15.3 billion by 2026, up from $3.5 billion in 2018.[1]

Hamza Khan, founder and CEO of data insights provider Suburbia, talks us through how to discover real value in new data sources, advises keeping all doors open to the unexpected, and feels no shame in expressing a love for Pabst Blue Ribbon beer (He will be forgiven 🙂 ) Tell us a bit about alternative

As customers and businesses realize the power and value of their data, issues around security and control become paramount. FinTech veteran and self-described ‘continuous mutant’, Mike Williams, CEO at Pushfor, talks about how pushing content rather than sending it reduces the risk of sensitive information falling into the wrong hands to virtually zero. We have