BNPL prepares for 2023 Firms operating in the Buy Now, Pay Later (BNPL) space have faced a 2022 with its fair share of ups and downs. From large numbers of new customers trying out BNPL products to some backlash from critics who want more regulation on the industry; the past few years have certainly had

The value of Open Finance is becoming clearer as an increasing number of start-ups and established players are innovating in the ecosystem. From tax filing to subscription management, mortgages and credit risk, this article will run through some of the most impactful and interesting Open Finance use cases. Tax filing While nobody enjoys filing their

Loans, funding and credit offer much needed liquidity to businesses and personal accounts. These injections of capital also create debt, which can often mushroom to unhealthy levels – especially for those most vulnerable to exploitation or desperation. Does that mean that lending and financial health will always be at odds? Is it possible to balance cheap access to

Jeppe Rindom, CEO, Pleo, joins us for our ongoing series – FTT Chats – where we sit down with the great and the good of fintech to discuss innovation, new entrants and emerging technologies. In this chat, Jeppe discusses learning how to be an accountant at his father’s knee, solving the problem of employee expenses and what

Almost 1,400 delegates joined the community to discuss data, digital offerings, the needs of SMEs, the impact of COVID and even crypto-backed mortgages. The discussion at the inaugural FTT Lending 3.0 presented a variety of views on the sector. Several sessions looked at the impact COVID has had on our society and the economy –

In our ongoing series, our FinTECHTalents FinTech of the week is Credit Kudos, a credit reference agency that helps lenders make better and faster credit decisions using Open Banking data. Freddy Kelly, CEO of Credit Kudos discusses how they are better than traditional credit bureaus, how Open Banking underpins their banking model, how they build

FCA-authorised credit bureau, Credit Kudos, believes traditional credit scoring is broken. Here they tell us how to fix it. What is Credit Kudos? Fairer Credit For All. Credit Kudos is an FCA-authorised credit bureau and Open Banking Account Information Service Provider (AISP) that uses financial behaviour to measure creditworthiness. Through direct connections to the UK’s largest