Follow our blog for expert insights into the FinTech sector. Read on for articles, news and thought leadership pieces on a selection of trending topics, including AI, VR and robotics
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Can direct debits survive in the digital world?
Tuesday 15 March 2022
A very interesting guest post from our friends at Tribe Payments on the future of direct debit payments and what may replace them. Are Faster Payments and VRPs the killer combination? Direct debits (BACs) and CHAPS payments have long served a useful purpose, largely due to their high transaction limit. But this dynamic changed with
- Published in Content, Embedded Finance, FTT Lending
The Metaverse and Me – What does it mean for Retailers
Tuesday 15 March 2022
- Published in Blockchain, Content, Embedded Finance, Fintech, FinTech of the Week
Embedded Insurance – Narrowing the protection gap
Tuesday 15 March 2022
According to the FCA’s Financial Lives 2020 survey, 53% of the UK’s population surveyed responded as not having insurance products. This difference between the volume of insurance that is economically beneficial for society and the volume of coverage that is actually purchased, is defined as the protection gap. The impact of this protection gap translates
- Published in Blog, Community, Community & Events, Content, Customer Experience, Embedded Finance, Fintech, FinTech of the Week, Innovation, Insurtech, Partnership, Start-ups
Creating the future: a hackers guide to financial services
Wednesday 09 March 2022
- Published in Digital reports
5 must-read books for digital identity enthusiasts
Tuesday 08 March 2022
For World Book day 2022 we wanted to credit some of the authors whose insights into digital identity have helped to shape the vision behind the Future Identity brand. Exploring data privacy, identity management, self-sovereign identity, algorithm bias, and digital currencies, here are 5 books we think all digital identity enthusiasts should read. Identity Reboot:
The state of digital identity in North America
Tuesday 08 March 2022
North America’s digital identity landscape Identity systems across North America have not evolved for a digital world. Most online services still rely on physical documents such as passports and drivers licences – used by 80% of American adults – as a root of trust. Verifying that a credential is genuine and belongs to the individual
Regulation for success in open finance
Tuesday 08 March 2022
Regulation will be critical to the success of open finance. On 15th November last year, we joined Gavin Littlejohn, Chair of Fdata Global, Laura Douglas, Senior Associate at Clifford Chance and moderator, Douglas MacKenzie, Host & Deputy Director of Fintech Finance on the FTT Open Finance Stage at the Fintech Talents Festival. The panel explored
- Published in Community & Events, Content, Embedded Finance
International Women’s Day #BreakTheBias
Tuesday 08 March 2022
Diversity: A purposeful and informed process, not an annual stocktaking exercise Lisa Moyle, Chief Strategy Officer, VC Innovations International Women’s Day is a great way to focus minds and take stock of where we are as a society and an industry when it comes to gender equality. In reality, as a business, that is a
- Published in Content, Embedded Finance, Fintech
The rise of Super Apps
Tuesday 08 March 2022
Already in widespread use in China and other nations, super apps are yet to reach mainstream appeal across the West. While individual smart phone apps are extraordinarily popular, few of these applications offer more than a few core services to users. In China, WeChat is the definitive super app, with users being able to do
- Published in Blog, Content, Customer Experience, Embedded Finance, Innovation, Partnership, Payments, Regulation