Both the hardest critics and proponents of cryptocurrencies like Bitcoin can agree on the fact that, for better or worse, these digital currencies are fundamentally different from fiat currencies. One of the under-discussed differences between these two currencies is their energy consumption.  In a 2022 report, the Cambridge Centre for Alternative Finance (CCAF) estimated that Bitcoin

At Future Identity North America, on May 12th, Future Identity portfolio lead Laura Camplisson spoke with Dr. Leah Houston MD, Founder and CEO of HPEC. They chatted about the urgent need for better digital identity to protect patients and physicians across the healthcare sector in North America. Leah has practiced as an emergency physician in

With hundreds of billions of dollars of total value locked into the decentralised finance (DeFi) market, this burgeoning sector is rapidly becoming an attractive target for cyber criminals and hackers. According to a CertiK State of DeFi Security Report released earlier this year, more than $1.3 billion was lost across 44 DeFi hacks due to centralisation

On 30th March our community came together for FTT Lending 3.0, where we explored the key trends, innovations and technologies that are powering the future of lending. During the day, our Co-Founder and Chief Strategy Officer, Lisa Moyle, sat down with Susie Aliker, Chief Executive at Tandem Bank. The two discussed the key highlights across

Our community of innovators and industry practitioners, including retailers, manufacturers, financial institutions, insurers, telcos, embedders and tech providers, recently gathered at FTT Embedded Finance & Super Apps. We delved into the technologies, innovations and trends that are re-defining the future of how financial services are devised and distributed.   During the event, Lisa Moyle, Co-Founder and

Few recent innovations in banking have shown the same level of potential as blockchain-based solutions, especially given the rate it has matured at since 2008. While the term Blockchain may have first entered widespread usage thanks to cryptocurrency; the applications of Blockchain-based solutions and tools have utility in countless areas of banking. David Palmer is

We recently ran an essay competition with the University of Birmingham for their MSc in Financial Technology students. It has been to pleasure to read through the entries from those whom I am sure will be at the forefront of future innovation in the industry, challenging established ways of thinking and operating.    We challenged the