Fintech
FinTech (financial technology) is a catch-all term referring to software, mobile applications, and other technologies created to improve and automate traditional forms of finance for businesses and consumers alike.
Future gazing with emerging tech
Monday 18 October 2021
by Our Community
The advent of Fintech disrupters fundamentally changed the financial sector. Many established incumbents embraced innovative cloud solutions in a bid to gain a tech advantage over up-start competitors. But the rapid pace of innovation is a challenge for all financial firms, with a balance between maintaining complex technological ecosystems and incorporating new tech not being
- Published in Embedded Finance, Fintech
Transunion podcast: Data, Strategies and Trust. Listen now to our first episode discussing fraud trends within FinTech.
Tuesday 14 September 2021
by FTT Team
Introducing a brand new podcast from our friend and partner Transunion: Data, Strategies and Trust. Listen now to our first episode discussing fraud trends within FinTech. Digitisation, the fundamental pillar of FinTech, has become more critical to businesses since the start of COVID-19. This can be seen in the rise of demand for online finance
Marqeta Keynote – Evolution or revolution: A payments journey
Tuesday 14 September 2021
by FTT Team
What does the emergence of embedded finance mean for technology innovators, financial service providers, and non-financial businesses? FTT Embedded Finance North America included an impressive fireside chat with an embedded finance pioneer, Jason Gardner, CEO of Marqeta and Simon Torrance, CEO of Embedded Finance & Super App Strategies and Executive Working Group Member at World Economic Forum. It is a fascinating discussion on the problems that embedded finance seeks to address at scale,
- Published in Community & Events, Content, Embedded Finance, Fintech
Tagged under:
Embedded finance, embedded payments, evolution, evolution or revolution, finance, Payments, revolution, Splash
Regtech and the Mutual Sector
Tuesday 07 September 2021
by Our Community
How Regtech is boosting agility and improving the adoption of emerging technologies The increasing regulatory burden placed on credit unions is costing them billions in compliance costs. According to the Credit Union National Association (CUNA), US credit unions spend more than $6 billion a year on dealing with regulatory compliance and this figure is growing by hundreds of millions of dollars
- Published in Content, Fintech, FTT Building Societies
What can UK credit unions learn from the US?
Tuesday 31 August 2021
by Our Community
What can UK credit unions learn from the US? There’s no question, the role of credit unions has shifted dramatically in recent decades. From the move to online banking and the growth of digital platforms, leading building societies have placed innovation at the center of their vision for the future. But as customer reliance on physical branches falls, all
- Published in Diversity and Inclusion, Fintech, FTT Building Societies
How can financial institutions thrive in an era of embedded finance?
Tuesday 31 August 2021
by FTT Team
The financial services business model has changed significantly during the past decade, as have the solutions that consumers leverage to manage their financial lives. Around the world, we are seeing more examples of how banking services have started to merge into non-financial applications. Unbundling is slowly changing the way financial services are delivered and consumed,
- Published in Content, Embedded Finance, Fintech, Innovation
Tagged under:
Card, card payments, Financial, financial institutions, Payments, Splash, Wireless Payments
The door to financial inclusion remains closed: Could Digital ID be the key?
Tuesday 31 August 2021
by Laura Camplisson
The door to financial inclusion remains closed: Could Digital ID be the key? Despite decades of financial inclusion efforts, barriers preventing access to financial services continue to exist across the globe. One such critical barrier, is the lack of an official, foundational form of identification. An estimated one billion people worldwide remain unable to prove their identity, while millions
- Published in Community & Events, Diversity and Inclusion, Fintech, Identity
Embedded finance: The new frontier for financial sector leadership
Monday 23 August 2021
by Our Community
Offering opportunities and creating challenges for incumbents and new entrants alike, one trend that is disrupting banking and payments in a big way is embedded finance. Put simply, embedded finance is the incorporation of financial functions into non-financial settings. For example, this could be a Buy Now, Pay Later lending proposition on a shopping platform
- Published in Embedded Finance, Fintech, Innovation, Payments
Disruption Diaries: Faith & Finance – Powered by Mambu (Post)
Tuesday 10 August 2021
by Our Community
There are an estimated 1.9 billion Muslims around the world, many of whom are financially under-served. Fintech is driving change across the financial services sector and creating opportunities that meet religious, ethical and rapidly evolving digital needs far more effectively. With assets valued in excess of $2 trillion and expected to reach $3.8 trillion by
- Published in Community & Events, Content, Fintech
From picking potatoes to humanising the digital economy – Fintech Leaders Series
Tuesday 10 August 2021
by FTT Team
From picking potatoes to humanising the digital economy – Fintech Leaders Series Leaders build companies and create products and inspire teams in large and small organizations in many different sectors around the world. They are the type of people that not only produce great results but attract and retain talent that go on serve as
- Published in Blog, Community & Events, Content, Customer Experience, Fintech, Innovation, Interviews