Technology changes, coupled with the boom of e-commerce rapidly increased the ability to provide financial products and services directly to small businesses or consumers, at point of demand. No wonder embedded finance is currently the hottest topic in fintech: The industry is taking financial services everywhere.  Last Tuesday, our community of innovators and industry change makers,

According to the FCA’s Financial Lives 2020 survey, 53% of the UK’s population surveyed responded as not having insurance products. This difference between the volume of insurance that is economically beneficial for society and the volume of coverage that is actually purchased, is defined as the protection gap. The impact of this protection gap translates

Already in widespread use in China and other nations, super apps are yet to reach mainstream appeal across the West. While individual smart phone apps are extraordinarily popular, few of these applications offer more than a few core services to users. In China, WeChat is the definitive super app, with users being able to do

“Banking is no longer somewhere you go, but something you do” as Brett King said way back in 2012. And it is very much in keeping to what we are seeing across the industry now. From people consciously and proactively reaching out to their financial institutions to contextual channels offering them products that meet their

Tech-driven banking began innovating and addressing specific needs and was coined “The great un-bundling”. Currently we are seeing trends towards the opposite direction, as fintechs have begun to ‘re-bundle’ some of these innovations in an effort to scale up and increase market share. What are the benefits and challenges of these trends? At FTT Embedded

As banks globally undertake digital banking transformations, embedded finance is a fast-growing trend that many non-financial companies have begun implementing within their own strategies – but what are the best practices to get this done properly? At FTT Embedded Finance UK & Europe 2021, our rockstar panellists argued about the different approaches to enhancing value

How can we create payment experiences that inspire genuine brand affection? FTT Embedded Finance UK and Europe presented an exclusive panel discussion with Derek Stewart (Founder and CEO at PAYSME), Otabek Nuritdinov (Co-Founder and CEO at StormPay), Alex Reddish (Managing Director at Tribe Payments) and moderated by Tasneem Harnekar (Global Head of Operations at Alchemy

From picking potatoes to humanising the digital economy – Fintech Leaders Series Leaders build companies and create products and inspire teams in large and small organizations in many different sectors around the world. They are the type of people that not only produce great results but attract and retain talent that go on serve as

Customer Experience is the Name of the Customer Loyalty Game  Nowadays, capturing customers’ attention and loyalty is more complex than simply creating a well-functioning product accompanied by a catchy slogan. Consumers are constantly inundated with information from physical and digital sources across multiple channels, and at times, simultaneously. As a result, attention spans are shrinking

Fintechs and AI – A Smart Move for Building Societies and Credit Unions There’s seemingly no end to the business applications of artificial intelligence. From fraud detection to forecasting sales and analysing consumer behaviour, AI has rapidly become a powerful tool for enterprises across the world. In recent years, building societies and credit unions have