Blog
The Uncomfortable Truth: Unconscious Bias – Does bringing greater awareness of unconscious bias work?
Tuesday 15 March 2022
The first in a series of guest posts from Kwasi Affum, Sustainability & ESG Regulation, Analysis & Strategy, Barclays, During his series, The Uncomfortable Truth, Kwasi will be exploring issues around diversity and inclusion in the Financial Services sector (and beyond). Unconscious Bias: Does bringing greater awareness of unconscious bias work? Last year the former
- Published in Blog, Content, Embedded Finance, FTT Lending
Embedded Insurance – Narrowing the protection gap
Tuesday 15 March 2022
According to the FCA’s Financial Lives 2020 survey, 53% of the UK’s population surveyed responded as not having insurance products. This difference between the volume of insurance that is economically beneficial for society and the volume of coverage that is actually purchased, is defined as the protection gap. The impact of this protection gap translates
- Published in Blog, Community, Community & Events, Content, Customer Experience, Embedded Finance, Fintech, FinTech of the Week, Innovation, Insurtech, Partnership, Start-ups
5 must-read books for digital identity enthusiasts
Tuesday 08 March 2022
For World Book day 2022 we wanted to credit some of the authors whose insights into digital identity have helped to shape the vision behind the Future Identity brand. Exploring data privacy, identity management, self-sovereign identity, algorithm bias, and digital currencies, here are 5 books we think all digital identity enthusiasts should read. Identity Reboot:
The state of digital identity in North America
Tuesday 08 March 2022
North America’s digital identity landscape Identity systems across North America have not evolved for a digital world. Most online services still rely on physical documents such as passports and drivers licences – used by 80% of American adults – as a root of trust. Verifying that a credential is genuine and belongs to the individual
The rise of Super Apps
Tuesday 08 March 2022
Already in widespread use in China and other nations, super apps are yet to reach mainstream appeal across the West. While individual smart phone apps are extraordinarily popular, few of these applications offer more than a few core services to users. In China, WeChat is the definitive super app, with users being able to do
- Published in Blog, Content, Customer Experience, Embedded Finance, Innovation, Partnership, Payments, Regulation
In conversation with Open Identity Exchange at Future Identity 2021
Tuesday 01 March 2022
At the Future Identity and Fintech Talents festival 2021 we caught up with Nick Mothershaw, Chief Identity strategist at the Open Identity Exchange. Open Identity Exchange is a non-profit members organisation, with a vision for individuals to have trusted and reusable digital identities, to prove who they are and what they are entitled to do.
Neobanks – The neo-target for fraud?
Tuesday 22 February 2022
Dealing with cybercriminals and hackers is nothing new for banks. From identity theft to account takeovers, to phishing, evolving threats continually test even the strongest security defences. Fraud is an ever-present threat for any financial institutions, but do neobanks and challengers face unique challenges? Over time traditional banks have formalised their security processes and built
Tooling up for the future of embedded finance
Tuesday 22 February 2022
“Banking is no longer somewhere you go, but something you do” as Brett King said way back in 2012. And it is very much in keeping to what we are seeing across the industry now. From people consciously and proactively reaching out to their financial institutions to contextual channels offering them products that meet their
- Published in Blog, Community, Community & Events, Content, Customer Experience, Embedded Finance, Innovation, Partnership, Payments, Video
The great product re-bundling journey has begun
Tuesday 08 February 2022
Tech-driven banking began innovating and addressing specific needs and was coined “The great un-bundling”. Currently we are seeing trends towards the opposite direction, as fintechs have begun to ‘re-bundle’ some of these innovations in an effort to scale up and increase market share. What are the benefits and challenges of these trends? At FTT Embedded
- Published in Blog, Community, Community & Events, Content, Customer Experience, Embedded Finance, Partnership, Video
Redefining your business model
Tuesday 01 February 2022
As banks globally undertake digital banking transformations, embedded finance is a fast-growing trend that many non-financial companies have begun implementing within their own strategies – but what are the best practices to get this done properly? At FTT Embedded Finance UK & Europe 2021, our rockstar panellists argued about the different approaches to enhancing value
- Published in Blog, Community, Community & Events, Content, Customer Experience, Embedded Finance, Fintech, Innovation, Payments, Video