Future Identity 2021: An interview with Aruba Government
Tuesday 08 February 2022
At the Future Identity and Fintech Talents festival on November 15th & 16th, we caught up with Annet Steenbergen, Chair of the IATA Passenger Facilitation working group, at the Government of Aruba. Since 2012, Annet has advised on the development of digital identity and biometric passenger facilitation in Aruba, as well as on aspects of data sharing and privacy. Having
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The great product re-bundling journey has begun
Tuesday 08 February 2022
Tech-driven banking began innovating and addressing specific needs and was coined “The great un-bundling”. Currently we are seeing trends towards the opposite direction, as fintechs have begun to ‘re-bundle’ some of these innovations in an effort to scale up and increase market share. What are the benefits and challenges of these trends? At FTT Embedded
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Emerging tech – Evolving FinServ
Tuesday 08 February 2022
What’s more exciting than emerging technology? Emily Nicolle, then Fintech Correspondent with Financial News (she’s since moved to Bloomberg as a Crypto Blogger) , led a panel at the Fintech Talents Festival of what she termed incumbents (does google fall into that category now?) to discuss how the pace of technology change has accelerated over
Embedded Finance: Investing in win-win-win for all
Tuesday 08 February 2022
In a relatively short amount of time embedded finance has become a multi-billion pound sector. According to research from Lightyear Capital, embedded finance is on track to grow to £164 billion in revenue by 2025, up from £16 billion in 2020, indicating the vast potential of this sector. Firms in the finance industry are increasingly
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Trust, transparency and citizen ID – Future Identity on-demand
Tuesday 01 February 2022
When it comes to digital identity, we talk a lot about cybersecurity, online avatars, and cryptographic credentials… It can sometimes be easy to overlook something crucial, that fundamentally a digital identity is attached to a human being. At the Future Identity and Fintech Talents festival, sessions explored in depth how to make the digital world a
Open banking and the lifelong financial journey
Tuesday 01 February 2022
Until 2018, every stage of the customer’s financial journey was typically owned by traditional banks. Regulation opened competition by requiring banks to share customer’s data to third parties of the customer’s choice. Open finance has granted entry into the market for new players, and fintechs are digitising processes at one or more stages of the
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Redefining your business model
Tuesday 01 February 2022
As banks globally undertake digital banking transformations, embedded finance is a fast-growing trend that many non-financial companies have begun implementing within their own strategies – but what are the best practices to get this done properly? At FTT Embedded Finance UK & Europe 2021, our rockstar panellists argued about the different approaches to enhancing value
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Credit cards that go beyond transactions
Tuesday 01 February 2022
Just as many traditional financial institutions are being forced to improve their conventional product offering due to the innovations made by Fintech companies and start-ups, credit card lenders are also set for disruption. In the more than 55 years since Barclays launched the first credit card in the UK, the financial ecosystem has shifted dramatically.
Taking financial services everywhere
Tuesday 25 January 2022
“Banking is necessary, but banks are not” Bill Gates’ 1994 famous quote is the realisation of the concept of embedded finance: The integration of financial services that are adopted by non-financial institutions. At FTT Embedded Finance UK & Europe 2021, our panel of rockstar speakers debated the big questions in embedded finance: How can we
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The infrastructure of identity innovation
Tuesday 25 January 2022
Identity today is a key security concern for businesses of all sizes, across all sectors. By going digital with identity, businesses can offer their customers a more compelling experience, and gain a competitive edge. The challenge is to integrate innovative verification and authentication tools into existing architectures, without compromising security. At the Future Identity and