Both the hardest critics and proponents of cryptocurrencies like Bitcoin can agree on the fact that, for better or worse, these digital currencies are fundamentally different from fiat currencies. One of the under-discussed differences between these two currencies is their energy consumption.  In a 2022 report, the Cambridge Centre for Alternative Finance (CCAF) estimated that Bitcoin

At Future Identity North America, on May 12th, Future Identity portfolio lead Laura Camplisson spoke with Dr. Leah Houston MD, Founder and CEO of HPEC. They chatted about the urgent need for better digital identity to protect patients and physicians across the healthcare sector in North America. Leah has practiced as an emergency physician in

With hundreds of billions of dollars of total value locked into the decentralised finance (DeFi) market, this burgeoning sector is rapidly becoming an attractive target for cyber criminals and hackers. According to a CertiK State of DeFi Security Report released earlier this year, more than $1.3 billion was lost across 44 DeFi hacks due to centralisation

We recently ran an essay competition with the University of Birmingham for their MSc in Financial Technology students. It has been to pleasure to read through the entries from those whom I am sure will be at the forefront of future innovation in the industry, challenging established ways of thinking and operating.    We challenged the

We recently brought together a community of innovators and industry leaders, including retailers, manufacturers, financial institutions, insurers, telcos, fintechs and tech providers at FTT Embedded Finance & Super Apps. We gathered to delve into the technologies, innovations and trends that are re-defining the future of how financial services are crafted and distributed.   Lisa Moyle, VC

Facing challenges from new FinTech start-ups and shifting consumer expectations, retail banks are seeking out ways to ensure they stay ahead of the curve and keep customers satisfied. The continuing rise of DeFi (Decentralised Finance) has the potential to be embraced by retail banks to improve their offering and hold off innovative competitors. DeFi encompasses

On 26th April our community of innovators and industry practitioners, including retailers, manufacturers, financial institutions, insurers, telcos, fintechs and tech providers, gathered at FTT Embedded Finance & Super Apps. We delved into the technologies, innovations and trends that are re-defining the future of how financial services are devised and distributed. During an exciting day packed

Despite the significant progress made in recent years to provide banking services to unbanked individuals, more than 1.7 billion adults around the world have no access to a bank account in any form. As can be expected, citizens in emerging nations are more likely to be unbanked than those in developed countries, with the World