Who are the enablers behind Walmart Financial Services?
Tuesday 10 May 2022
Connecting Underserved Communities to New Financial Technologies
Tuesday 03 May 2022
Underserved communities have historically had a tepid relationship with financial institutions, but emerging technologies in fintech has opened new doors – and opportunities – for this demographic. Data from the FDIC in 2019 revealed approximately 7.1 million U.S. households were unbanked, meaning they did not have a checking or savings account in a bank or
- Published in Blog, Community & Events, Content, Diversity and Inclusion
Changing Banks’ Approach to Financial Wellness
Tuesday 19 April 2022
Changing Banks’ Approach to Financial Wellness Fintechs are finally having their moment in the sun. Last year, venture capital firms showered fintechs with record-breaking funding – a 169% increase since 2020 according to CB Insights’ 2021 State of Venture Report – and that’s just the tip of the iceberg. Researchers predict funding will surge beyond
- Published in Content
Taking a jobs-to-be-done approach to embedded finance
Tuesday 19 April 2022
Taking a jobs-to-be-done approach to embedded finance The logic of embedded finance is obvious, what’s needed is to bring it to life. Embedded finance is transformative “Software is eating the world, and #embeddedfinance is its chocolate sauce on top” – Shaul David, Head of Growth at Railsbank (Twitter) Embedded finance is transformative. And people are
- Published in Content
The Metaverse and Me – What does it mean for Retailers
Tuesday 15 March 2022
- Published in Blockchain, Content, Embedded Finance, Fintech, FinTech of the Week
The rise of Super Apps
Tuesday 08 March 2022
Already in widespread use in China and other nations, super apps are yet to reach mainstream appeal across the West. While individual smart phone apps are extraordinarily popular, few of these applications offer more than a few core services to users. In China, WeChat is the definitive super app, with users being able to do
- Published in Blog, Content, Customer Experience, Embedded Finance, Innovation, Partnership, Payments, Regulation
Open banking is having a future identity crisis
Tuesday 30 November 2021
Last week’s #FTT21 Fintech Talents festival didn’t disappoint on any level. A mix of incumbent bankers, industry leaders, influencers, fin-techers, sponsors and (as Fintech Talents likes to call them) “rockstar speakers” made for plenty of interesting discussions on and off the four stages. But midway through the second day, I caught wind of a different buzz. Several people
- Published in Content, Embedded Finance
Digital identity in financial services: The fintech effect
Tuesday 23 November 2021
Traditional banks have faced challenges in moving to the forefront of embracing digital identity. Without legacy systems slowing down innovation and delaying the implementation of new tools, fintech challengers and neo-banks have been able to offer powerful ways to authenticate customers. As Manuela Sedvartaite, Innovation Manager at Santander, explains, “As a large corporation bank, we
- Published in Content
Fintech Talents Festival 2021 – Afterthoughts and Aftershocks
Monday 22 November 2021
Even though we could not be physically with our friends at the Fintech Talents Festival last week in London, we were still able to partake in many of the sessions virtually. If there is one word that we could use to describe last week’s fintech fanfare, it will be exhilarating. We could clearly feel the
- Published in Content, Embedded Finance
Deepfakes of the dead: A spooky threat to financial services
Tuesday 02 November 2021
In the spirit of Halloween, here’s the spooky tale of the deepfakes capable of raising the dead… OK, maybe not literally. But, using deepfake technology, a company called MyHeritage allows visitors to upload a photograph of deceased family members, which can then be animated into video. The company says that it’s intended “for nostalgic use…to bring
- Published in Content